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Pricing
Simple, transparent pricing — and we never lend out your shares. More of your money stays invested and working for you.
One pound per manual trade on UK, US & EU stocks and ETFs — and £0 on recurring auto-invest.
Your investments stay yours. We don't lend them out behind your back to make money — several of the big “free” apps do. See the table below.
0.05% on overseas trades — a third of Trading 212's rate, a twentieth of Freetrade's, with no hidden markup.
Clear, upfront pricing with no nasty surprises — and a calculator to see what lower fees are worth over time.
Our pricing
For too long, UK investors have been stuck with sky-high fees on one side and dodgy “free trading” promises on the other. We think there's a better way — one built for the everyday retail investor.
Commission per trade
£1
Stocks & ETFs
Currency conversion (FX)
0.05%
Uses live interbank rate
SIPP custody
0.15%
Capped at £10 a month
Account fee
No monthly or annual charge, ever.
UK stocks
No custody or holding fees on UK shares.
US stocks
No custody fees on NYSE & Nasdaq.
European stocks
No holding fees on EU exchanges.
ETFs
No custody fees — fund OCF set by provider.
ISA wrapper
Tax-free account at no extra cost.
Junior ISA
No additional account charge.
Bank transfers in
Deposits from a UK bank account.
Bank transfers out
Withdrawals to a UK bank account.
Inactivity
Take a break — we won't charge you.
Exit / transfer
Leave or transfer, no exit fee.
How we compare
Set your portfolio size and overseas mix, and see the estimated cost of an active year — 12 free auto-invests plus 13 manual trades — at Abervest versus the platforms UK investors actually use.
Estimated annual cost for an active investor: 12 free monthly auto-invests plus 13 manual trades a year, each ~10% of your portfolio. That's commission on the manual trades, plus FX on the 40% bought overseas, plus any account fee. Illustration only; see notes below.
Four ways, every one of them a number on this page: a flat £1 on a manual trade (auto-invest is free), 0.05% on currency conversion, 0.15% custody on a SIPP (ISAs and general accounts are £0), and a margin on the interest your uninvested cash earns — we pay you 3.5% AER and keep the difference. Because we answer to you — the retail investor — and not to institutions, we never lend out your shares. If a line isn't on this page, we don't charge it.
Every fee, side by side. The headline rivals look free until you read the small print.
| What you pay | AbervestYou | Trading 212 | Freetrade | AJ Bell | Hargreaves Lansdown |
|---|---|---|---|---|---|
| Account feeISA & GIA | £0 | £0 | £0 (Basic) | 0.25% (max £3.50/mo) | 0.35% (£150 share cap) |
| Commissionshares & ETFs, per order | £1 (free on auto-invest) | £0 | £0 | £5 (£3.50 frequent) | £6.95 (£3.95 frequent) |
| Currency conversion (FX)on non-GBP trades; tiered rates fall on larger deals | 0.05% | 0.15% | 0.99% (Basic) | 0.75% (first £10k) | 0.99% (first £10k) |
| Interest on uninvested cash | 3.5% AER | ~4.05% | 1–3.5% (by plan) | ~2% | 1.5–2.4% |
| Regular / auto-invest | Free | Free (Pies) | Free | Free | Free (Direct Debit) |
Stamp duty (0.5% on UK shares) and other transaction taxes apply everywhere.
Tax wrappers and the things that matter beyond price.
| Accounts & features | Abervest | Trading 212 | Freetrade | AJ Bell | Hargreaves Lansdown |
|---|---|---|---|---|---|
| Stocks & Shares ISA | |||||
| Flexible ISA | |||||
| Junior ISA | |||||
| SIPP (pension) | Paid plan | ||||
| Never lends out your shares | Unconfirmed |
Competitor fees correct as of 11 July 2026 and taken from each provider's published pricing — always check their current rates before deciding. Annual-cost figures are illustrative estimates for one year of active investing: 12 free monthly auto-invests (free at all five platforms) plus 13 manual trades, each about 10% of the portfolio's value. They reflect each provider's per-trade commission on the manual trades, FX on the overseas portion you choose, and any account fee — recurring auto-invest carries no commission anywhere. Your actual costs will vary with how you invest. Not advice — capital at risk.
Same contributions, same 7% return before fees. The difference is what you pay to invest.
£500 / month for 30 years
7% a year, before fees
With Abervest (free auto-invest)
£585,000
Costlier platform (1.5%/yr all-in)
£445,000
That's £140,000 you keep — just from paying lower fees.
Illustration only. Assumes £500 invested monthly for 30 years growing 7% a year before fees, compounded monthly. Abervest's free auto-invest and £0 ISA/general-account fee leave a near-zero platform drag (~7% net); the comparison assumes a costlier platform and fund line-up totalling about 1.5% a year all-in (~5.5% net). A SIPP carries 0.15% custody (capped £120/yr), which this ISA-based illustration does not include. Fund charges (OCFs) apply on any platform. Returns aren't guaranteed and fees vary — capital at risk.
Lower fees mean more of your returns stay invested. Open an account in minutes.