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What a Self-Invested Personal Pension is, and how it can help you save for retirement.
A Self-Invested Personal Pension (SIPP) is a type of pension that gives you the freedom to choose and manage your own investments, while benefiting from valuable tax relief on your contributions.
When you pay into a SIPP, you typically receive tax relief on your contributions, which can give your retirement savings an extra boost. Your money is then invested in a portfolio you control — across stocks, ETFs and funds — with the aim of growing it over the long term.
Pensions are a long-term investment and your capital is at risk. You normally can't access the money until you reach the minimum pension age. Tax treatment depends on your individual circumstances and may change in the future.
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